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Living on the High Seas

By Kevin

How would you like to live on the high seas, in a community of fellow-minded travellers? The oceans are the last uninhabited and unexplored frontier on Earth, and for good reason — living on the seas is not easy, nor is it cheap!. However, recent decades have seen an explosion of cruise-based travel, and more… [Read More]

Filed Under: Miscellaneous, Opinion, Philosophy Tagged With: Earth Sciences, economics, Gulf of Aden, home ownership, International waters, lifestyle, motivation, oil, personal growth, politics, rat race, seasteading, Seasteading Institute, technology, wealth

How Important is Financial Balance to You?

By Kevin

Financial balance is pretty important to me. I’ve had a lot of thinking to do here, during the months that me and my partner have spent searching for a new place, down to actually buying the place, signing agreements, and then going out and shopping, looking at furniture, and then agreeing on how much we… [Read More]

Filed Under: Healthy Living, Miscellaneous, Opinion, Philosophy Tagged With: Canada, China, condo, couple finances, home ownership, money, relationships, shared expenses

Our First Home Together

By Kevin

We finally got the keys to our new condo and went over to check out the place! We were delayed for a bit since first the appointment to sign the documents was messed up, and then they had also cleaned and repaired the wrong condo, which meant we had to wait an extra day. They… [Read More]

Filed Under: Miscellaneous Tagged With: condo, home ownership

Weekend Reading: Snow & Ice Edition

By Kevin

Apparently it’s one of the coldest winters on record for some areas of Europe and the U.S., but it actually feels pretty normal to me up here in Canada. Most days have been warmer than -10C, and although I am not a person that adores the cold, this winter almost feels warm to me, since… [Read More]

Filed Under: Miscellaneous, Weekend Reading Tagged With: 4 hour work week, Arizona shootings, bonds, cash, China, cold, contest, debt, degree inflation, democracy, driving, ebook, economics, economy, effort, EMH, federal debt, financial resolutions, giveaway, gold, home ownership, interest rates, Lhasa, middle class, Milton Friedman, motivation, oil, private school, risk, salary, speculative bubble, Tibet, travel, winter

Don’t Get Suckered by the Banks: How Much Can You *Really* Afford to Spend on a New Home?

By Kevin

When you go to the bank to look at getting a mortgage pre-approval, they will often quote you a ridiculous figure as the maximum amount you can borrow. This number is usually based on a simple metric, such as “debt payments should be no more than 40% of income”. Such simple metrics can lead to… [Read More]

Filed Under: Growing Your Wealth, Real Estate, Saving Your Money Tagged With: condos, debt, home ownership, mortgage fraud, mortgages, spending

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About Invest It Wisely

Invest It Wisely is about evaluating the choices that each of us face everyday. It’s about investing your time, your money, and your energy wisely, in order to achieve your goals. The end goal is maximizing your life expectation, and exploring the ways to get there.

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