Here is an article from my early days of blogging. This was originally published on April 21st, 2010. It’s a warm, sunny afternoon, the wind is blowing softly, and the birds are chirping. You are lying on a lawn chair next to the beach, eyes closed, with the warm sun shining on your face and [...]
Archive for the tag 'home ownership'
45 Comments Kevin on Nov 17th 2011
Filed under Miscellaneous,Opinion,Philosophy
Living on the High Seas
How would you like to live on the high seas, in a community of fellow-minded travellers? The oceans are the last uninhabited and unexplored frontier on Earth, and for good reason — living on the seas is not easy, nor is it cheap!. However, recent decades have seen an explosion of cruise-based travel, and more [...]
37 Comments Kevin on Jul 21st 2011
Filed under Healthy Living,Miscellaneous,Opinion,Philosophy
How Important is Financial Balance to You?
Financial balance is pretty important to me. I’ve had a lot of thinking to do here, during the months that me and my partner have spent searching for a new place, down to actually buying the place, signing agreements, and then going out and shopping, looking at furniture, and then agreeing on how much we [...]
30 Comments Kevin on Feb 7th 2011
Filed under Miscellaneous
Our First Home Together
We finally got the keys to our new condo and went over to check out the place! We were delayed for a bit since first the appointment to sign the documents was messed up, and then they had also cleaned and repaired the wrong condo, which meant we had to wait an extra day. They [...]
85 Comments Kevin on Jan 19th 2011
Apparently it’s one of the coldest winters on record for some areas of Europe and the U.S., but it actually feels pretty normal to me up here in Canada. Most days have been warmer than -10C, and although I am not a person that adores the cold, this winter almost feels warm to me, since [...]
13 Comments Kevin on Jan 16th 2011
Filed under Growing Your Wealth,Real Estate,Saving Your Money
Don’t Get Suckered by the Banks: How Much Can You *Really* Afford to Spend on a New Home?
When you go to the bank to look at getting a mortgage pre-approval, they will often quote you a ridiculous figure as the maximum amount you can borrow. This number is usually based on a simple metric, such as “debt payments should be no more than 40% of income”. Such simple metrics can lead to [...]
65 Comments Kevin on Dec 20th 2010
This year is definitely not looking to be a green Christmas… and that’s great! We’ve already had a couple of heavy snow falls this winter, and the snow is already getting pretty deep. I haven’t been home for the holidays for the past three years, so I’m looking forward to enjoying a snowy Christmas. Favorable [...]
30 Comments Kevin on Dec 12th 2010
