How To Employ Practical Spending To Avoid Debt

Canada money

Irresponsible and unmindful spending leads to debt. Nowadays, people prefer to use their credit cards in purchasing instead of cash. Because of this, they tend to overspend and abuse the purchasing power their credit cards hold. Only when this unconscious habit has been translated into accumulated credit card notification letters do they realize their overindulgences…. [Read More]

How to Apply for a Debt Relief Order


Debt Relief Orders were only introduced as recently as 2009. And yet, they have already firmly established themselves as an efficient alternative to the time-consuming, expensive, complicated and psychologically wearing procedure of a traditional bankruptcy.

Happy Canada Day Weekend Reading!


Happy Canada Day! The weather is good, though I feel for those lower down on the east coast. Thunderstorms and temperatures of 40°C, before humidity? Stay safe, guys! Here are my most recent posts of the past couple of weeks: Zen Personal Finance: My Philosphy, and What It Means to Invest It Wisely How Much… [Read More]

5 Ways to Help Your Kids With Their Finances


This is a post by David Bakke, father of a young son, and contributor for Money Crashers Personal Finance, a blog focused on sharing tips on money management, investing, retirement, and more. My parents did their best to make sure that I knew the value of a dollar and how to spend my money wisely…. [Read More]

The 3 Stages of Financial Despair


The road to financial independence isn’t always smooth and straight. There can be stumbling blocks along the way, and it’s also possible to end up on the road to financial despair. How do you know if you are on the right road? What are the three stages of financial despair? Neutral stage The neutral stage… [Read More]