The following guest post is brought to you by Debt Info Centre. If you’ve not got large, or multiple debts to pay off, then there are some simple debt solutions you can try before investigating more long term or drastic solutions. A large debt is usually considered as more than your yearly salary, excluding things like mortgages [...]
Archive for the tag 'debt'
Filed under Guest Posts,On Behalf of,Paying Down Debt,Saving Your Money
5 Debt Solutions for Smaller Debts
No Comments Guest on Jan 16th 2012
The following guest post is brought to you by Payplan. Over the past few years, many Americans have found themselves being buried in debt and have been struggling to find a solution to help get them out. Some individuals’ habits contributed to this problem, while others found themselves in unexpected situations with medicals bills or [...]
2 Comments Guest on Jan 13th 2012
The following is a post on behalf of Money Supermarket. Many people use their credit cards to make purchases for Christmas. This practice is very tempting since it is easy to spend money that is not actually in your bank account. Buying on credit can lead people into financial difficulties because it is so easy to pull [...]
12 Comments Kevin on Dec 9th 2011
Filed under Miscellaneous,Opinion,Paying Down Debt,Philosophy,Saving Your Money
The 3 Stages of Financial Despair
The road to financial independence isn’t always smooth and straight. There can be stumbling blocks along the way, and it’s also possible to end up on the road to financial despair. How do you know if you are on the right road? What are the three stages of financial despair? Neutral stage The neutral stage [...]
22 Comments Kevin on Dec 5th 2011
The following is a guest post by Bills.com. The high unemployment rate has put many Americans behind the financial eight ball. They are struggling to get enough money just to pay the basic necessities like food, clothing, and shelter. There is no extra money in the budget for credit card bills and other personal debts. [...]
10 Comments Guest on Sep 14th 2011
Filed under Guest Posts,Paying Down Debt,Saving Your Money
What Debts and Bills Should You Pay First If You Run out of Money?
The following is a guest post by Frank Collins. Most people run into financial difficulty at one time or another, when the money they have just does not stretch far enough to pay for all of the bills and expenses. Unfortunately, there is a tendency for these difficult times to snowball especially during more difficult [...]
17 Comments Guest on Sep 1st 2011
Filed under Growing Your Wealth,Investing,Market Analysis,Miscellaneous,Opinion,Philosophy,Precious Metals,Saving Your Money
Gold Versus Fiat and the Mother of All Bubbles
The price of gold has recently been shooting through the roof. As of the time of this writing gold is hovering near $1870. It seems like only a short while ago when I was wondering if $1500 was near. What’s going on with the price of gold? Is this the beginning of a mania phase [...]
27 Comments Kevin on Aug 22nd 2011
Filed under Growing Your Wealth,Investing,Market Analysis,Miscellaneous,Opinion,Paying Down Debt,Philosophy,Saving Your Money
How Much Should I Save, and Why?
Me: Baby, how much should I save, and why? Her: How much? A lot. Why? To make me happy. We each have our own reasons for saving… what are yours? How much should I save, and why? Before we can answer this question, we need to ask another question: What is my time preference? In [...]
41 Comments Kevin on Aug 17th 2011
Filed under Growing Your Wealth,Investing,Miscellaneous,Opinion,Paying Down Debt,Saving Your Money
Savings = Freedom
I have often heard the phrase “debt = slavery”; when we are in debt, our lives are basically owned by our creditors, our employers, the government, and anyone else whose assistance and support we rely upon. If debt is slavery, then what is freedom? If we have no debt, are we truly free? When I was [...]
59 Comments Kevin on Jul 13th 2011
The following is a guest post. In the mission to attain financial independence, you must consider every aspect and road to your goal. You have constantly evaluate your financial position, and any adjustments you need to make along the way. The trick is to be dedicated to your goal as well as remain flexible to [...]
16 Comments Guest on Jul 10th 2011
