Maximizing your EV in life
In my short investment journey, I have read books, articles, and blog posts about the merits of index funds. “Invest in index funds”, they say, “and stop wasting your money on management fees!” Are the authors really telling the truth? Passive investing The idea behind an index fund is simple enough: all it does is… [Read More]
When looking for a new home, one of the most important attributes of the home is the amount of living space that is going to be available. There are a lot of different items and tradeoffs to consider, such as where you are in life now, what needs you’ll have in the next five years,… [Read More]
As some of you might know, we recently made the decision to purchase a condominium. As the unit is still under construction, we won’t be able to move in until sometime in January. The long period of delivery posed a problem when attempting to get a mortgage approval from traditional places such as ING Direct,… [Read More]
One day, I want to get out of the rat race; I want to break free of the cage. What does getting out of the rat race mean? The meaning is different for each person, but to me, retirement and getting out of the rat race are synonymous: They both mean freedom from working out… [Read More]
Not too long ago, the Bank of Canada raised the benchmark overnight rate by 0.25%. The ongoing sentiment at that time was that the Canadian economy was starting to heat up, and interest rates were about to start their long upward climb. People rushed to get into 5-year fixed mortgages, notwithstanding the fact that even… [Read More]
