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Chargebacks: A Handy Weapon in the Fight Against Unscrupulous Merchants

By Kevin

The world of internet commerce has exploded over the past few years; nowadays, you can purchase almost anything imaginable on the web. When it comes to making purchases online as well as offline, you want to deal with a merchant you can trust. However, problems can always arise, especially when you deal with a merchant… [Read More]

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Filed Under: Avoiding Scams Tagged With: scams

Cultural Richness and Weekend Reading

By Kevin

The picture above was taken at the Angkor temple complex in Siem Reap, Cambodia. This temple complex is a testament to the richness of the cultures and history of the world. I highly recommend visiting the region at least once in your life. Why mention it? Because I have been hearing and talking a lot… [Read More]

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Filed Under: Weekend Reading Tagged With: beating the index, budget, budget cuts, fraud, home ownership, housing bubble, retirement

Our Beautiful Earth: Remembering Earth Day

By Kevin

Earth. Vast, ancient, and magnificent. Our birthplace… our home. It’s beautiful, isn’t it? Since it is Earth Day, after all, let’s take a moment to wonder at this planet we call our home. There are those who say that we humans have been a scourge upon the earth; that we have done nothing but plundered… [Read More]

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Filed Under: Healthy Living, Miscellaneous, Opinion, Philosophy Tagged With: change, Earth Day, environment, free markets, lifestyle, money, motivation, world issues

Fixed Rate and Variable Rate Mortgages: Which is Better?

By Kevin

Chart of the interest saved over 5 years for the first 5 years of a 25 year amortization by selecting a variable rate instead of a fixed rate.

With the recent “scary news” coming from economists and the Bank of Canada, it appears that interest rates will start going up this summer. Indeed, as I showed in Interest Rate Mania: Where is the Housing Market Going?, interest rates are at historical lows and it wouldn’t be prudent to expect them to stay this… [Read More]

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Filed Under: Market Analysis, Real Estate, Saving Your Money Tagged With: home ownership, housing bubble, inflation, interest rates, mortgages

When the Gods Punish the Profligate

By Kevin

It has been an interesting week; it turns out that Europe is being punished for their profligacy in dealing with Greece.

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Filed Under: Miscellaneous, Weekend Reading

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About Invest It Wisely

Invest It Wisely is about evaluating the choices that each of us face everyday. It’s about investing your time, your money, and your energy wisely, in order to achieve your goals. The end goal is maximizing your life expectation, and exploring the ways to get there.

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