Life goes on while governments change. Everyone can be affected by new legislation without any real means of avoiding the consequences. It is election season in the USA with Presidential candidates vying for their party’s nomination while the current administration continues to govern. Those seeking nomination logically need to tell the electorate what they stand… [Read More]
Planning for Long Term Care? What You Need to Know About Medicaid
According to the U.S. Department of Health and Human Services, almost 70 percent of all adults over age 65 will need long-term care at some point. Long-term care refers to anything from assistance with basic living tasks and personal care, to skilled nursing care in a residential facility. Because it’s almost impossible to know what… [Read More]
Don’t Be Emotional When It Comes to Your Mortgage
For most people, a home is the biggest single purchase that they will ever make. When you are in the early days of home ownership, and you are simply excited to have your name on the deed, paying the mortgage each month doesn’t feel like a burden. In fact, it can almost be exciting knowing… [Read More]
5 Fees You Should Never Ever Pay
Speeding tickets. Late fees. Credit card interest. Overdraft fees. All of these are fees that no one should pay. They result from being careless, disorganized, impulsive or distracted. These fees you should definitely never pay and if you do, well there’s a name for those fees. Dave Ramsey coined the term, “stupid tax,” just for… [Read More]
You Can Avoid Living Paycheck to Paycheck
Hoping with crossed fingers that the check you wrote doesn’t come through your account before you can make a deposit. Driving your car until its comfortably on “E” and hoping you can get to work just one more time before you have the money to fill up. Eating stale crackers and a 2 year old can of… [Read More]