Maximizing your EV in life
So I’ve been off on my own for a couple of months now, and while it hasn’t been too easy, it’s certainly been a lot of fun. However, at the end of the day, I need to ask myself: does this have a future? Can I keep “having fun”, or do I eventually have to… [Read More]
With recent bank promotions of 2.99% fixed for four years (some even for five years!), there have been a lot of discussions on whether it’s a better deal to go for a fixed-rate or not. What do you think? Better to go for a fixed-rate, or a variable-rate? In this post, I’ll compare both scenarios,… [Read More]
In my last post in this series, I compared and contrasted the income and tax situation of working for the man versus working for yourself. After adding up the benefits and tax effects (and not counting additional tax breaks that your business may be eligible for), the main effect was mostly a wash. Yes, self-employed… [Read More]
What is your opportunity cost? In my last post in this series, I talked about becoming a freelancer, and some of the things we have to consider. Why would someone become a freelancer? Is it feasible for someone of average means? How much money do you need to survive? Another important point to consider is… [Read More]
Did everyone have a good Easter weekend? I did! I saw my family, my girlfriend is back from Nigeria, and everything is just going well. Things are looking up since that punch to the face I took last month. Sure, my income hasn’t recovered, sure, I’m still out of a bike, but my girlfriend is… [Read More]
