Maximizing your EV in life
I’ve recently been thinking about why people think that self-employment is such a big risk, especially in industries where human capital is important and economies of scale tend to be less important — like professional software development, for example. What is it that makes it so risky? Is it the fact that you have to compete… [Read More]
With recent bank promotions of 2.99% fixed for four years (some even for five years!), there have been a lot of discussions on whether it’s a better deal to go for a fixed-rate or not. What do you think? Better to go for a fixed-rate, or a variable-rate? In this post, I’ll compare both scenarios,… [Read More]
What is your opportunity cost? In my last post in this series, I talked about becoming a freelancer, and some of the things we have to consider. Why would someone become a freelancer? Is it feasible for someone of average means? How much money do you need to survive? Another important point to consider is… [Read More]
Did everyone have a good Easter weekend? I did! I saw my family, my girlfriend is back from Nigeria, and everything is just going well. Things are looking up since that punch to the face I took last month. Sure, my income hasn’t recovered, sure, I’m still out of a bike, but my girlfriend is… [Read More]
The following post is by staff writer Teacher Man, who writes at My University Money. While the budget that was announced last week wasn’t exactly revolutionary (despite what political spinsters on either side might have you believe) I believe that it was a small step in an overall paradigm shift that is subtly taking shape… [Read More]
