Times are hard for savers and investors at the moment. Interest rates have been incredibly low for some time now, and people are being punished for looking after their money. However, instead of leaving your capital at the mercy of high street savings accounts, it may be time to invest in a VCT. What is… [Read More]
Read more…Saving Tax Dollars with the Principal Residence Deduction

Canadians get a big break when we sell our homes. Complaining about taxes is almost a sport in Canada, especially when we look to our U.S. neighbours for comparisons. But there are some areas in which we actually win the tax race, and one of these is our Principal Residence Exemption provision. Americans, for example,… [Read More]
Read more…5 Easy Steps to Financial Recovery After the Holidays
Did you overspend on the holidays? If so, don’t despair. It happens to the best of us at least once, and for some of us, more than once. If there’s one time when it’s easy to cave into spending peer pressure, it’s the holiday season. After all, you don’t want to be seen as the… [Read More]
Read more…How To Employ Practical Spending To Avoid Debt

Irresponsible and unmindful spending leads to debt. Nowadays, people prefer to use their credit cards in purchasing instead of cash. Because of this, they tend to overspend and abuse the purchasing power their credit cards hold. Only when this unconscious habit has been translated into accumulated credit card notification letters do they realize their overindulgences…. [Read More]
Read more…How Does the Property Market Affect the Stock Market?
There are so many things that affect the stock market, some of which may be obvious, while others are not quite so visible. Typically, any movement in oil prices, inflation rates, employment rates or interest rates will affect the stock market. Additionally, wars, company mergers, company buy outs, bad company reports and natural disasters affect… [Read More]
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