This is a post by guest writer Amo Tango. Sand, beach, heat…sounds like the main ingredients of a well-deserved vacation. Most would think that a vacation in ‘paradise’ would cost an arm and leg, but nowadays, flying is second nature in our society. With globalization and international business affairs everywhere in the world, flying is… [Read More]
How Much of Your Paycheck Do You Need to Survive?
Last week, I compared the benefits and drawbacks of growing an emergency fund versus paying down your mortgage faster. There was a lot of great discussion and commentary on that post; however, I feel that many might have gotten the impression that I was advocating a more aggressive position than I truly believe in. I’m… [Read More]
Is It Worth It to Have an Emergency Fund, or Should I Pay off My Mortgage Instead?
Ever wondered if you should be saving up money in an emergency fund or paying off your debt instead? A long time ago, I looked at whether it was better to pay down your mortgage, or invest the money instead. Today, I’m going to be looking at whether it’s better to keep an emergency fund,… [Read More]
A Few Simple Frugal Tips to Healthy Living, Eating, and Exercise
Yesterday, I talked about how I recently shifted to a more primal way of living, and how both my mental and my physical health have dramatically improved, as a result. Today, I want to share some frugal tips with you on how you can also improve your health and fitness, without breaking the bank! So,… [Read More]
How Mutual Funds Rip You Off with Extra Fees and Charges
In my last post, I showed how index funds allow you to save more money by losing less of your investment returns to management fees. Here is what different management expense ratio (MER) levels will cost you on an initial $10,000 investment at 10% growth compounded annually:




