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How To Calculate The Cost Of A Business Loan

By Mich

buesiness loans and line of credit

Any competitively dynamic small business involved in the marketing of a product or service will, at some point in time get the urge to grow some more, expand its operations and establish a stronger presence in its market. Depending on the nature of the business, these expansion plans could range from developing new outlets and… [Read More]

Filed Under: Paying Down Debt, Small Business Solutions

How Personal Debt Can Be Good or Bad

By Mich

planting seeds of money to grow investing

Debt is a term that’s often referred to in the negative, even though in some cases it can help you reach your goals. Sometimes it’s the key to reducing high interest rates or getting something you need before you can afford it. So it doesn’t necessarily have to evoke fear or stress. Here’s a look… [Read More]

Filed Under: Paying Down Debt

Should you Invest or Pay Off Debt?

By Mich

puzzle dollar

A very common situation faced by many is deciding between investing and paying off debt. Both are important options and both of them are necessary. Repaying your debt means eliminating stress, reducing risks and providing you with a great ability to overcome and handle any kind of personal emergencies. When you live debt free, you… [Read More]

Filed Under: Paying Down Debt

How to Time Your Student Loan Payback

By Mich

student loan payments

How should you schedule your student loan payments? Should you get rid of student debt as early as possible? To answer that, first look at all of your needs and financial obligations. Then weigh your options and choose the right payment plan. Should You Pay Off Your Student Loans Early? Depending on the type of… [Read More]

Filed Under: Paying Down Debt

A Snapshot of Canadian Household Debt

By Mich

toronto canada

The burden of Canadian debt has hit a record high, with no foreseeable deceleration in sight. Canadians now owe 1.68$ worth of debt for every 1$ of income, with a 2% rise in debt outpacing only a 0.5% rise in income. This imbalance makes Canadians particularly vulnerable to unpredictable financial shock, like a sudden loss… [Read More]

Filed Under: Paying Down Debt

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About Invest It Wisely

Invest It Wisely is about evaluating the choices that each of us face everyday. It’s about investing your time, your money, and your energy wisely, in order to achieve your goals. The end goal is maximizing your life expectation, and exploring the ways to get there.

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