Me: Baby, how much should I save, and why? Her: How much? A lot. Why? To make me happy. We each have our own reasons for saving… what are yours? How much should I save, and why? Before we can answer this question, we need to ask another question: What is my time preference? In… [Read More]
Living on the High Seas
How would you like to live on the high seas, in a community of fellow-minded travellers? The oceans are the last uninhabited and unexplored frontier on Earth, and for good reason — living on the seas is not easy, nor is it cheap!. However, recent decades have seen an explosion of cruise-based travel, and more… [Read More]
Three Reasons Why I Squirrel Away My Money
A long time ago, far, far, away…. I began this blog by The Richest Man in Babylon.” This book contains many simple, yet valuable nuggets of financial wisdom, such as the need to squirrel away at least 10% of one’s net worth. At this stage in my life, I actually feel this is far too… [Read More]
Future Imperfect: How to Prepare for an Uncertain Future
Sometimes I look back on the changes of the first half of the 20th century, and I try to put myself in the shoes of someone growing up in that time and imagine what it must have been like to experience life in that period. I think back to 100 years ago, which is really… [Read More]
Falling Prey to Temptation: Self Control in an Age of Excess
For every man there exists a bait which he cannot resist swallowing. ~Friedrich Nietzsche The best day of your life is the one on which you decide your life is your own. No apologies or excuses. No one to lean on, rely on, or blame. The gift is yours – it is an amazing journey… [Read More]