Enjoying Southeast Asia Last winter, me and the girlfriend went on a one month tour of Southeast Asia. It was a fantastic trip, and the countries we visited were very beautiful; we stopped by Vietnam, Cambodia, Thailand, and Taiwan. We took in a lot of sights, ate many different types of food, and took in… [Read More]
How Mutual Funds Rip You Off with Extra Fees and Charges
In my last post, I showed how index funds allow you to save more money by losing less of your investment returns to management fees. Here is what different management expense ratio (MER) levels will cost you on an initial $10,000 investment at 10% growth compounded annually:
Save More Money with Indexed Funds
In my short investment journey, I have read books, articles, and blog posts about the merits of index funds. “Invest in index funds”, they say, “and stop wasting your money on management fees!” Are the authors really telling the truth? Passive investing The idea behind an index fund is simple enough: all it does is… [Read More]
Couple Living, in a Small Space
When looking for a new home, one of the most important attributes of the home is the amount of living space that is going to be available. There are a lot of different items and tradeoffs to consider, such as where you are in life now, what needs you’ll have in the next five years,… [Read More]
Should I Go with a Fixed or Variable Rate Mortgage?
As some of you might know, we recently made the decision to purchase a condominium. As the unit is still under construction, we won’t be able to move in until sometime in January. The long period of delivery posed a problem when attempting to get a mortgage approval from traditional places such as ING Direct,… [Read More]
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