Is there such a thing as a guaranteed rate of return? There seems to be a trend for people to “flock to safety” by buying certificates of deposit (CDs) or their Canadian equivalent, guaranteed investment certificates (GICs). There is no risk if a capital loss, at least in nominal terms. However, money is… [Read More]
Top Personal Finance Posts to Help You Achieve Financial Freedom
Just for fun, I decided to look at my stats and take a look at what the most popular posts of all-time have been, and what sort of lessons we can draw from them. In this post, I will share with you some of the background behind each post, and what I liked about that… [Read More]
Interview: CapLinked Co-Founder and PayPal Mafia Member Eric M. Jackson
The following is a guest post by Alex Levin, who writes for JW Surety Bonds. The early founders and employees of PayPal are famous for dreaming big. Known informally as the “PayPal Mafia,” these entrepreneurs have gone on to fund or help create numerous game-changing startups, including YouTube, Yelp, Flickr, LinkedIn and Facebook. And now… [Read More]
Three Important Milestones on Your Journey to Independent Financial Freedom
So I’ve been off on my own for a couple of months now, and while it hasn’t been too easy, it’s certainly been a lot of fun. However, at the end of the day, I need to ask myself: does this have a future? Can I keep “having fun”, or do I eventually have to… [Read More]
Should I Convert My Variable Rate Mortgage to a Fixed Rate Mortgage?
With recent bank promotions of 2.99% fixed for four years (some even for five years!), there have been a lot of discussions on whether it’s a better deal to go for a fixed-rate or not. What do you think? Better to go for a fixed-rate, or a variable-rate? In this post, I’ll compare both scenarios,… [Read More]
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