For first time home buyers, this age old question has probably reared its head one time or another. Single detached family home or high rise condo? This question slammed right into me (literally) when I was walking down the street looking at a condo for sale in downtown Montreal with a buddy of mine. The… [Read More]
Don’t Be Emotional When It Comes to Your Mortgage
For most people, a home is the biggest single purchase that they will ever make. When you are in the early days of home ownership, and you are simply excited to have your name on the deed, paying the mortgage each month doesn’t feel like a burden. In fact, it can almost be exciting knowing… [Read More]
Understanding Why You Buy Can Prevent Overspending
Certain purchases in life are inevitable. Without food, shelter, clothing, and other necessities, life gets rather unpleasant rather quickly. However, just because we need certain items and services doesn’t mean we have to overspend on them. And when we overspend on needs and also overspend on wants, one’s financial picture starts looking a bit bleak…. [Read More]
How to Get Money When You Have Bad Credit
Even when you have bad credit, there are ways to obtain the funds that you need. For most of these options you do need a steady job and a valid checking account. The interest rates on these types of loans are typically higher due to the increased risk the lender is taking to extend the… [Read More]
Dream Condo Found? 5 Mortgage Tips to Remember
Are you thinking of buying a Condo? It’s a big commitment, one that shouldn’t be taken lightly. Getting your mortgage approved may well seem like the most difficult step on the road to your dream home, but amidst finding the best mortgage rates don’t forget a few tips in order to avoid potential pitfalls. So you took… [Read More]
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