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Living to 100 and Beyond: Building Your Portfolio

By Kevin

retirement financial planning

This is the third in a series of articles on living to 100 and beyond. This post was originally published on June 1, 2010. In my last post on this series, I took a look into a possible future where lifespans extend out to one hundred and beyond, and the possible changes that will affect… [Read More]

Filed Under: Growing Your Wealth, Investing, Opinion, Precious Metals, Real Estate Tagged With: bonds, currency depreciation, gold, home ownership, index funds, inflation, interest rates, KISS, leverage, management expense ratio, planning, retirement, riches, Smith Manoeuvre, sovereign risk, stocks, store of value, Warren Buffett, wealth

Getting Screwed Out of Your Hard-Earned Capital: How CDs and GICs Are Rip-Offs for Long-term Investing

By Kevin

  Is there such a thing as a guaranteed rate of return? There seems to be a trend for people to “flock to safety” by buying certificates of deposit (CDs) or their Canadian equivalent, guaranteed investment certificates (GICs). There is no risk if a capital loss, at least in nominal terms.   However, money is… [Read More]

Filed Under: Economics, Growing Your Wealth, Investing, Market Analysis, Miscellaneous, Opinion, Saving Your Money Tagged With: Canada, Certificate of deposit, Guaranteed investment certificate, Inflation rate, interest, Interest rate, Rate of return

Interview: CapLinked Co-Founder and PayPal Mafia Member Eric M. Jackson

By Mich

The following is a guest post by Alex Levin, who writes for JW Surety Bonds. The early founders and employees of PayPal are famous for dreaming big. Known informally as the “PayPal Mafia,” these entrepreneurs have gone on to fund or help create numerous game-changing startups, including YouTube, Yelp, Flickr, LinkedIn and Facebook. And now… [Read More]

Filed Under: Investing, Opinion Tagged With: caplinked, chirs gray, eric m jackson, investment tools, PayPal, private investment

The Dangers of Over Diversification

By Teacher Man

The following post is by staff writer Teacher Man, who writes at My University Money. The financial industry makes a mint of throwing buzzwords as people that are financially illiterate.  How many times do we see financial planners throw around the term “diversification” as if it were not merely one of the Ten Commandments, but first… [Read More]

Filed Under: Growing Your Wealth, Investing, Miscellaneous, Opinion Tagged With: Berkshire Hathaway, Canada, Diversification (finance), Exchange-traded fund, Mutual fund, Registered Retirement Savings Plan, Warren Buffett

Reader Question: Helping a Mother Save for Retirement

By Kevin

I recently received a question from Rachel, a reader here at Invest It Wisely, and with her permission I am publishing the question here so we can get feedback from fellow readers and bloggers. Rachel is concerned about her mom’s retirement. Her mother is self-employed and has no other relatives to lean on other than… [Read More]

Filed Under: Avoiding Scams, Growing Your Wealth, Investing, Miscellaneous, Opinion, Reader Questions, Saving Your Money, Stories Tagged With: Canada, Index fund, investing, Investment, Mutual fund, Real estate investment trust, retirement, Vanguard

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About Invest It Wisely

Invest It Wisely is about evaluating the choices that each of us face everyday. It’s about investing your time, your money, and your energy wisely, in order to achieve your goals. The end goal is maximizing your life expectation, and exploring the ways to get there.

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